Tuesday, October 2, 2012

Does the housing public accumulation fund see the doctor? And the helplessness choice precipitated and left that the medical insurance fund is insufficient

Does the housing public accumulation fund see the doctor? And the helplessness choice precipitated and left that the medical insurance fund is insufficient
Staff reporter Liu Ping'an Wei Kintian
Issue recently>Express regulations, when the kinsfolks who pay people suffer from great disease, can draw the housing public accumulation fund and is used for treating. See the doctor with the housing public accumulation fund, Guangxi is not the man who first introduced the practice of burying wooden image with dead, there is a similar regulation in different periods in Tianjin, Chongqing, Xi'an, Qinhuangdao, Changsha and other places. Because the regulation of Guangxi has touched two sticks of sensitive nerve of ordinary people's house and medical insurance again, have initiated the high concern of the public opinion at present. People that applaud, sound that query have too.
Sichuan the intersection of university and the intersection of hygiene and the intersection of economics and professor, the intersection of Ministry of Public Health and the intersection of hygiene and institute for economic research engage the intersection of researcher and maos of centre, think specially, the method that the housing public accumulation fund sees the doctor is " Buy the vinegar with the money which buys the soy sauce " ,It is the contradiction choice that and the fund is precipitated and left that the fund supportability of the medical insurance is insufficient.
The life is more important than the house
As far back as June of 2009, " management rule of housing public accumulation fund of Changsha " stipulates, the worker can apply to draw the remaining sum of memory in one's own housing public accumulation fund account under four kinds of situations: Ones that rent the low-price-rented house of this city, enjoy the lowest living guarantee of urban residents, because I or its spouse, parents, children are caused the family life to be very difficult by accidents such as great disease,etc., stop with the unit or remove the relation of working, is unemployed for more than 2 years continuously. Can draw the housing public accumulation fund and use this one for treating great disease in this " regulations ".
The new policies of Guangxi stipulate more concretely: " great disease " Mean that lists in the medical insurance and ensures the great disease in the range, " kinsfolks " Mean parents, spouse and children guarded. Pay people, accord with regulation, draw terms, should offer one's own ID card and corresponding the intersection of identification and materials and copy, including the medical certificate which the hospital provides, is admitted to hospital the noticed, pays the fees the noticing. Guangxi the intersection of Nanning and housing public accumulation fund manage the intersection of centre district and frank the intersection of subcenter and housing public accumulation fund, manage Wen Gang Wang, section chief of department, and say, long-term house savings that the housing public accumulation fund is and is paid together by unit and worker, belong to the worker individual belongs to, it is beyond all doubt to use for purchasing house. But if has got great disease, faced the life threat and lacked the money treatment alone, the fund that will be originally used for purchasing house uses for curing the disease, it is fair and sensible naturally.
Chinese the intersection of hospital and the intersection of association and the intersection of medical insurance and the intersection of Korea S. and the whole Italy, general secretary of branch, think, withdraws the money to diagnose the illness from the housing public accumulation fund, equal to having a choice of helping meet an urgent need and ensuring, it is certainly good thing for patient. Because once a lot of low-income colonies suffer from great disease, often seek help from the society, the society can not totally meet its need to succour.
The more important thing is to raise the fund utilization efficiency of the medical insurance
Support view that housing public accumulation fund diagnose the illness think life serious on house, most likely life, want why it will be house?
But the intersection of Sichuan and the intersection of university and the intersection of hygiene and the intersection of economics and professor, special the intersection of medical insurance expert and maos of centre think, range, purpose, task that various funds such as the house, living out one's life in retirement, unemployment, parenting, industrial injury, medical insurance ensure are different, different insurance has different functions, have stipulated different service orientations. There is strict regulation of allocating a fund for its specified purpose on the financial affairs. Diagnose the illness with the common reserve funds, not only solve the old problem, will produce the new problem.
Maos of centre think it unifies to be only 100 in year while being agricultural while being new, city medical treatment it ensures to be 10 time 20 time of countryside, on the whole it is not enough. The urban worker's medical insurance precipitates more problems of fund at the same time, but this kind of sediment can not be precipitated, but under various complicated reasons, utilization efficiency was produced low.
It is obvious the key is to raise the utilization efficiency of funds of the medical insurance, let it really become people's healthy guarantee dyke. Meanwhile, improve and ensure competence constantly, it is the great responsibility of the government.
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