The China Insurance Regulatory Commission improves the casualty insurance and manages the threshold But real-time inquiry of insurance policy from next year

The China Insurance Regulatory Commission improves the casualty insurance and manages the threshold But real-time inquiry of insurance policy from next year
The China Insurance Regulatory Commission improves the casualty insurance and manages the threshold Next year 1 The insurance company must offer insurance policy real-time inquiry of the casualty insurance service from the 1st in the moon
Www.xinhuanet.com Beijing 8 Cable of the 28th of moon (reporter Mao XiaoMei, Wang WenShuai) In order to stop effectively " The false insurance policy " The phenomenon of consumer's interests took place when encroaching on, Chinese Protecting and Supervising Association improved the management " threshold " of the business of casualty insurance recently ,Issue " personal the intersection of unexpected injury and insurance business manage standard ", stipulate, issue or register the casualty insurance insurance policy activated newly since January 1, 2010, the insurance company must offer real-time information inquiry service to the customer.
For this reason, strengthen the supervision of the brokerage business of insurance company, change the present backward management style, " false insurance policy " There is not space that can be bored, it is The China Insurance Regulatory Commission that issues the original intention of " standard " this time.
Notify on the 28th according to The China Insurance Regulatory Commission, from January 1, 2010, the insurance company must realize the single, computer connections, managing in real time happens in the computer while engaged in casualty insurancing, the primitive information of the insurance policy enters company's key business system in real time. To the insurance company unable to realize overall information-based management of the casualty insurance within stipulated time, will limit it until forbidding it to be engaged in casualty insurance.
According to " the standard " that issue this time, consumer buy after the casualty insurance, can until the intersection of insurance company and the intersection of customer service and phone that indicate inquire about the information of the insurance policy immediately at the insurance policy, also can inquire about the information of the insurance policy by oneself through the websites of insurance company after 2 days, in one month after inquiry service keeps to insurance responsibility at least. Information where insurance company offer should at least including name of product, insurance policy symbol, premium, premium, during insurance, last informations such as unit,etc..
The China Insurance Regulatory Commission expresses, the execution of " standard " can comparatively solve the casualty insurance " false insurance policy " effectively Question. Consumers can inquire whether the insurance company is legal through The China Insurance Regulatory Commission website, and then inquire whether the insurance policy is true and effective, in order to protect one's own legitimate rights and interests through logging in to company's websites. In addition, inquire the introduction of the function, can supervise through introducing the public, the ones that impelled the insurance company to strengthen to business and intermediary of casualty insurance standardized management. Some time subsequently, The China Insurance Regulatory Commission will also issue multiple actions, will strengthen it to the rectification norm of the casualty insurance field.
The China Insurance Regulatory Commission points out, because " standard " has improved the management " threshold " of the business of casualty insurance ,The market of casualty insurance may face shuffling and combining again in short term. Especially to the extremely short-term casualty insurance mainly sold through insurance and concurrently family property agency, the insurance company needs to invest a large amount of manpower financial resources to upgrade the transformation to the information system, so consider in terms of cost and output, a batch of sales volume is not big and concurrently the family property agency's network names a person for a particular job and is eliminated, some small insurance companies may give up the business of this field too. But in the long run, the normal course is the course that the market fosters, help the developing in a healthy way continuously for a long time of the trade.
In 2008, the casualty insurance premium income of our country is 2 0 3. 57 hundred million yuan, account for 2 of total premium insurance companies. 08, the premium provided for the assured reaches 1 1 8. 05 thousand billion yuan.

|