Deputy to the National People's Congress Ye Qing: The room slave can apply to protect bankrupt

Deputy to the National People's Congress Ye Qing: The room slave can apply to protect bankrupt
Deputy to the National People's Congress, Deputy Bureau Director of Hubei statistics bureau Ye Qing put forward the suggestion, to poison and bewitch, buy large room because of carelessness, consume the intersection of room and slave that blow, implement, go bankrupt, protect, succoured by the country at the same time.
" room slave " Become " bankrupts "
Ye Qing says, because receive the real estate (forum news) The trader and some " Scholar " Have ulterior motives, advocate, because the intersection of real estate and market lack little type of house at the same time, enable a large number of young house purchasers, in local government's sum bank " Support warmly " Leave, blindly, take the risk of buying the complete consumption, more than 100 square meters of large rooms wasted actually. Knock into into " room slave " With " shoulder the old man " Team.
These " room slaves " The housing loan monthly mortgage of a lot of people in China exceeds 50% of the monthly gross income. And with the issue of recently national multiple macro adjustment and control policies, the interest rate of the housing loan has already been in the rising passway, add because the cyclical fluctuations of economy and trade, these people are some unemployment, or it makes it unable to continue returning the monthly mortgage to meet family's accident, if the bank retracts its house, these people become penniless " The housing loan bankrupt " ,Make the society produce the great factor leading to social instability.
Three countermeasures protect the housing loan bankrupt
Ye Qing says, these people are different from a speculator, they are mainly misled and lured by local government and some media, so the local governments at all levels have responsibility to go bankrupt and protect and succour to them.
He proposes, to there are only a set of " housing loan bankrupts " from the housing ,Persons who have already been more than 90% in returning the loan, the local government should protect bankrupt, lengthen and postpone returning loan time and time limit; To return loan person of 90% lower thanned, can establish local government medium company, purchase his loan house and return the bank loan, replace the great type of house as the small type of house, can already pay certain intermediary expenses in its price differential, can be also " The room slave " Offer and consume the fund, it is very helpful that this pair starts domestic demand; Not returning the monthly mortgage after to only paying the down payment, it is really the poverty, the government should purchase its room, return the down payment, and succour the society, the government offers and rents house to replenish, to dissolve the factor leading to social instability.
Propose cancelling two apartments of mortgage
Ye Qing propose continue, 30% bring the intersection of housing loan and the intersection of down payment and proportion up to 50% at present, to buying two sets and the above house still, do not implement mortgage in principle.
Meanwhile, he still proposes, stops implementing the advance sale system of commodity apartment. He thinks, the Chinese real estate has already finished the primitive accumulation of the capital, it is no longer the inmature industry that the small and weak demand country supports with all strength, it is a capital giant. The intersection of goods and the intersection of advance sale and when ending system. The building department lives should make a time table, such as 2 to 3 years, improve the advance sale condition of commodity apartment progressively, until cancelling selling in advance finally.
Recommend saving the house. Ye Qing says, China has a large population and a few land, many important resources are scarce seriously, should recommend saving the idea in a more cost-effective manner on house consumption. He proposes, the small type of house should drop from regulation of 90 square meters to 70 square meters.
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