Supervisory system of the credit card Bank Supervisory Committee renovates the market of credit card messily and alikely

Supervisory system of the credit card Bank Supervisory Committee renovates the market of credit card messily and alikely


Roadside credit card stand( Source: International Finance)
China wide the intersection of network and the intersection of Beijing and August 12 news ' Reporter Liang Sheng) According to the sound report of 33 past 7 of " News Roundup " of China, a desk, several staff members applying for card, form overwriting information but putting at will A lot of people have such an experience while going out and going shopping: Some staff members of bank will say that " do a card, just fill out a form, there are exquisite gifts that are given " . After you finish the credit card, have, sell for the insurance, sell for the room, sells for the sale of train and phones you, takes place messages and promotes the sale of products soon perhaps. You may suspect someone has let out your personal information, but does not know who it is. This is one appearing in the market of Chinese credit card of now " Messy and alike " .
And in yesterday " the business of credit card of commercial bank supervised management " which Chinese Bank Supervisory Committee released, we have found that manage this kind " Messy and alike " Correlated with stipulate: Forbid the commercial bank to examine and tie the performance of the hairpin business of the credit card singly to issued volume, forbid the commercial bank to reveal card holder's information.
Then such a measure is right to renovate the market of credit card " Messy and alike " What size will be produced function? And let out the behavior of customer's information to the blind hairpin of the commercial bank, what kind of view and suggestion have experts put forward? The statistics show, the total amount of credit card which the commercial bank issued has already reached 185 million at present; In only first half of 2010, the trading volume of the credit card reaches 2,200 billion yuan, increase extra 730 billion yuan compared with the same period of last year. But a series of sequela that initiate from this cheat, apply for card people, usurp others information apply for card and hostile overdraw, the intersection of bank and non-performing loans and bad accounts increase too dark to condemn. Like this crazy hairpin behavior of the bank now or can be contained from the system. Bank Supervisory Committee released yesterday>China, stipulate clearly the performance of the credit card hairpin business of commercial bank is examined and can't be tied singly to issued volume.
Relevant person in charge of Bank Supervisory Committee: In standardizing marketing behaviorally, " way " was kept from the marketing material, personal management, disclosure of information, secret obligation, materials for reference 5 have been supervised clearly require, have made the prohibitive regulation in adopting the examination way in which issued volume deducted a percentage singly by the piece of work, cover the intersection of Chinese and Bank Supervisory Committee receive about the intersection of commercial bank and the intersection of credit card and the intersection of marketing and question that give under behavioral appeal at present basically.

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